Malaysia has launched the FIRST mobile payment system in year 2001. It is known as TeleMoney, the first mobile payment service via multi-channel access for Internet and wireless transactions. A customer with a credit card or debit card with a cellular phone can register for this service. By using the GSM phone and TeleMoney identification number, user can connect it to credit card, debit card, stored valued card, bank account or even the phone account. This allowed customers enjoy a secure and convenient way to conduct mobile commerce using GSM cellular phone.
Recently in April 2009, Maxis communication Bhd. in Malaysia also launched the world’s first contactless mobile payment services known as Maxis FastTab which has been trialling in October 2007 where known as Maxis Touch to Pay for that period. It uses near field communication (NFC) technology, with partners such as phone company Nokia, financial services companies Visa and Maybank, and Malaysia’s Touch ‘n Go card.
Recently in April 2009, Maxis communication Bhd. in Malaysia also launched the world’s first contactless mobile payment services known as Maxis FastTab which has been trialling in October 2007 where known as Maxis Touch to Pay for that period. It uses near field communication (NFC) technology, with partners such as phone company Nokia, financial services companies Visa and Maybank, and Malaysia’s Touch ‘n Go card.
NFC is a short-range wireless technology that allows communications be
tween devices at close range. As an open platform technology, NFC offers high levels of interoperability between devices and readers and is now the global standard for contactless mobile payments, with a wide range of features that allows credit card, debit card, ticketing and transportation payments to be integrated into a mobile phone. With this launch, customers who sign up for Maxis FastTap are able to use their Nokia 6212 classic phones to purchase goods and services at more than 1,800 Visa payWave merchant locations as well as pay for toll, transit, parking and theme park charges at more than 3,000 Touch ‘n Go points nationwide. The payment is done by placing the handset within centimeters of a Visa Wave and Touch n Go readers; the transaction is then authenticated within seconds to complete the purchase.As a conclusion, NFC offers consumers an easy way of using a mobile device for secure transactions through a one-touch-access to services. The NFC-enabled Nokia 6212 classic will change the way mobile phone users interact with devices and services in their surroundings. This technology brings lots convenient just as the said by Nokia: It making consumers’ everyday lives more convenient.
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